Atal Pension Yojana List 2023- For the benefit of citizens, the Atal Pension Yojana List government offers a variety of initiatives. The government has launched a number of programs with varying criteria and goals in order to ensure a bright future for the nation’s elderly citizens. In any case Atal Pension Yojana List, every one of the plans are intended for the resident of India. The Swavalamban Scheme was established to provide unorganized workers after retirement with a stable source of income. In light of these considerations, the government initiated the Atal Pension Yojana List so that common citizens can benefit from their retirement by contributing gradually from an early age. If you make the right investments from the start, you won’t have to ask anyone in your later years.
The Atal Pension Yojana List 2023 is a huge help to people of middle and lower class. In order for you to take advantage of the Atal Pension Yojana and secure your and your family’s future, we are going to provide you with a wide range of information Atal Pension Yojana List. We will provide you with complete information about the Atal Pension Yojana List 2023, its benefits, the necessary documents, the APY Chart, and other topics here. Therefore, read this post to the end.
Atal Pension Yojana List 2023
As we probably are aware that the majority of the Atal Pension Yojana List offered no benefits to their representative after retirement. As a Atal Pension Yojana List 2023, the Government has mandated the establishment of a provident fund to which both the Employer and Employee will contribute. 8.33 percent of the employer share of 12 percent in the Employee Pension Scheme goes to the employee. Consequently, APY is a brilliant plan to benefit annuity after retirement. The yojana which replaced the Swavalamban Plan is presently the Atal Pension Yojana List.
The Atal Pension Yojana List 2023 went into effect on June 1, 2015, just one month after the Swavalamban Scheme came to an end. The benefits of the Atal Pension Yojana outweigh those of the Atal Pension Yojana List. The Atal Pension Yojana is essentially an enhanced version of the Swavalamban Scheme, as can be inferred from this. You will find everything you need to know about the Atal Pension Yojana List 2023, the APY Scheme’s status, how to apply online, and how to chart your pension status in this article.
Atal Pension Yojana List 2023 Details
| Name of the scheme | Atal Pension Yojana (APY) |
| Article Category | Information |
| Administered by | Pension Fund Regulatory and Development Authority (PFRDA) |
| Population covered | Unorganized sector |
| Launch year | 2015 |
| Status | Active |
| PFRDA website | www.pfrda.org.in |
| Category | Sarkari Yojana |
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| Telegram |  |
| Age limit Eligibility | 18-42 |
| Location | BREAD India |
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About Atal Pension Yojana
The Modi administration introduced the Atal Pension Yojana in May 2015. Previously, there was no pension plan specifically for those employed in the unorganised sector, thus this plan was introduced for them. Any Indian male may apply for the Atal Pension Yojana (APY), but in order to do so, you must also have an Aadhaar card and a bank account. The wife of the Atal Pension Yojana investor will benefit from the pension in the event of the investor’s untimely death. You have been given a detailed explanation of every detail pertaining to the Atal Pension Yojana here.
A guaranteed minimum monthly pension of Rs. 1000, Rs. 2000, Rs. 3000, Rs. 4000, and Rs. 5000 would be given to subscribers under the Atal Pension Scheme based on their contribution. To offer retirement benefits to workers in the unorganised industries, Atal Pension was established. They can save for their retirement by making contributions to this plan.
Atal Pension Yojana Eligibility
One must meet the requirements to be eligible for the Atal Pension Yojana, which include:
- The subscriber must be a resident of India.
- Potential applicants must be between the ages of 18 and 40.
- He or she must create a bank account or have a savings account.
- Applicants must have a working cellphone number and provide the bank with all of its information when registering.
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Benefits of APY Scheme
The APY has significant advantages for those who use it. The Atal Pension Yojana’s significant benefits are described in greater detail below.
- The Indian government guarantees the pension.
- A guaranteed monthly pension of between Rs. 1000 and Rs. 5000 is provided to APY subscribers.
- During the accumulation phase, subscribers to this plan can also alter the amount of their pension once a year.
- The subscriber and his or her spouse both benefit from the scheme. The subscriber’s spouse will be eligible for the pension in the event of death.
- The nominee will be eligible for the same pension in the event that both the subscriber and their spouse pass away.
- The tax advantages provided by this plan are identical to those provided by the National Payment Scheme (NPS).
- Additionally, the government contributes Rs. 1000 per year or 50% of the total contribution, whichever is less, making APY advantageous.
- The plan is likewise a decent choice to save the duty as no expense is forced over the sum. Likewise, You will get annual assessment refund on
- however much you store in APY account. In order to accomplish this, the account’s receipt of the deposit must be presented.
APY Account Opening Process
- If you do not already have a savings bank account, go to the bank or post office where you have one and open one.
- Now, with assistance from bank staff, complete the APY registration form once the bank or post office savings bank account number is available.
- The form also asks for your mobile number and Aadhaar number. Although it is not required, you will receive text messages with all scheme-related and investment-related information.
- Your registration for the Atal Pension Yojana will now be completed.
- Now, make sure that no matter what kind of scheme package you’ve taken out each month, quarterly, or half-yearly, you have enough money in your savings bank account or post office savings bank account to cover it.
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Highlights of Atal Pension Yojana
- The base month to month sum is ensured in this plan given by the Public authority of India.
- Depending on the amount of their deposit, applicants can expect to receive a monthly pension of anywhere from Rs. 1000 to Rs. 5000.
- Half co-commitment on the candidate’s commitment by the Public authority of India.
- Only applicants who do not pay income tax or have statutory social security coverage will receive this contribution.
- For a maximum of five years, the Indian government will offer co-contribution to all eligible applicants.
- This facility is open to applicants who applied between June 1, 2015, and December 31, 2015. APY won’t surpass 5 years for all clients including recipients of Pravasi Swavalamban.
APY Contribution Chart
The complete information regarding the scheme’s entry age and contribution years can be found in the APY contribution charts. The monthly, quarterly, and annual contributions are inversely proportional to the contribution years. Please refer to the table provided below for additional information regarding the contribution period necessary to attain the monthly pensions of 1,000, 2,000, 4,000, and 5,000.
| Age of entry | Years of contribution | Monthly pension of Rs.1000/- | Monthly pension of Rs.2000/- | Monthly pension of Rs.3000/- | Monthly pension of Rs.4000/- | Monthly pension of Rs.5000/- |
| 18 | 42 | 42 | 84 | 126 | 168 | 210 |
| 19 | 41 | 46 | 92 | 138 | 183 | 224 |
| 20 | 40 | 50 | 100 | 150 | 198 | 248 |
| 21 | 39 | 54 | 108 | 162 | 215 | 269 |
| 22 | 38 | 59 | 117 | 177 | 234 | 292 |
| 23 | 37 | 64 | 127 | 192 | 254 | 318 |
| 24 | 36 | 70 | 139 | 208 | 277 | 346 |
| 25 | 35 | 76 | 151 | 226 | 301 | 376 |
| 26 | 34 | 82 | 164 | 246 | 327 | 409 |
| 27 | 33 | 90 | 178 | 268 | 356 | 446 |
| 28 | 32 | 97 | 194 | 292 | 388 | 485 |
| 29 | 31 | 106 | 212 | 318 | 423 | 529 |
| 30 | 30 | 116 | 231 | 347 | 462 | 577 |
| 31 | 29 | 126 | 252 | 379 | 504 | 630 |
| 32 | 28 | 138 | 276 | 414 | 551 | 689 |
| 33 | 27 | 151 | 302 | 453 | 602 | 752 |
| 34 | 26 | 165 | 330 | 495 | 659 | 824 |
| 35 | 25 | 181 | 362 | 543 | 722 | 902 |
| 36 | 24 | 198 | 396 | 594 | 792 | 990 |
| 37 | 23 | 218 | 436 | 654 | 870 | 1087 |
| 38 | 22 | 240 | 480 | 720 | 957 | 1196 |
| 39 | 21 | 264 | 528 | 792 | 1054 | 1318 |
| 40 | 20 | 291 | 582 | 873 | 1164 | 1454 |
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Who is not Eligible for Receiving Government’s co-coordination under APY?
Beneficiaries of any statutory social security program cannot take advantage of the government’s co-contribution under APY.
- Act of 1952 Concerning the Employees’ Provident Fund and Other Provisions.
- The 1948 Coal Mines Provident Fund and Other Provision Act.
- Sailors’ Opportune Asset Act, 1966.
- 1955, Assam Tea Plantation Provident Fund and Other Provisions.
- Jammu Kashmir Workers’ Fortunate Asset and Random Arrangement Act, 1961.
- any other social security program mandated by law.
How is NPS different than APY?
The National Pension Scheme, or NPS for short, is a pension plan funded by the government that offers a pension to those who enroll. The plan is to some degree like that of the APY. However, the NPS and APY can be distinguished easily at certain points. Candidates can benefit of the two records. Check out the main differences between NPS and APY before signing up for the program.
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How To Apply for Atal Pension Yojana online?
The Atal Pension Yojna (APY) account enrollment process is straightforward for applicants. The detailed instructions are listed below:
- Make your way to the branch of the bank where the applicant has a savings account. In the event that a candidate doesn’t have a record he/she can open one.
- Fill out the APY application form.
- Provide Aadhar card/ mobile number.
- Complete all the other formalities.
- Following account opening, the participant must make sure that the account has the minimum amount needed to receive the transfer-based monthly contribution for this programme.
In addition, candidates can enrol and complete the APY registration form online utilising net banking. Subscribers are only permitted to establish one account in their own name. Subscribers must provide the nominee’s information at the time of application, when appropriate, in the APY account. They must also provide their Aadhaar information.
Periodic statements will be given to subscribers as part of notification following successful enrollment. The subscriber will receive account statements both physically and by SMS alert.
Atal Pension Yojana List FAQ’S
अटल पेंशन योजना का लाभ कौन ले सकता है?
इस योजना में 18 से 40 वर्ष के लोग शामिल हो सकते है, योजना में शामिल होने पर आपको 60 वर्ष की उम्र तक प्रीमियम राशि (क़िस्त) जमा करनी होगी। 60 वर्ष के बाद आपको 1000 से 5000 रुपये तक मासिक पेंशन दी जाएगी।
अटल पेंशन योजना का नियम क्या है?
अटल पेंशन योजना (APY), भारत के नागरिकों के लिए एक पेंशन योजना है, जो असंगठित क्षेत्र के श्रमिकों पर केंद्रित है। APY के तहत, न्यूनतम पेंशन रुपये की गारंटी। 1,000/- या 2,000/- या 3,000/- या 4,000 या 5,000/- प्रति माह 60 वर्ष की आयु में ग्राहकों द्वारा योगदान के आधार पर दिया जाएगा।
मोबाइल नंबर से पेंशन कैसे चेक करें?
यह नंबर आपको अपने रजिस्टर्ड मोबाइल नंबर से रजिस्ट्रेशन पूरा करने के बाद मिलता है। इसके अलावा, अपने बैंक खाते का विवरण दर्ज करें। 5) यदि आपके पास प्रान विवरण नहीं है, तो बिना प्रान विकल्प पर जाएं। फिर, अपने बैंक खाता संख्या, नाम और जन्म तिथि के साथ लॉग इन करें।
अटल पेंशन योजना में कितने वर्षों तक पैसा जमा करना पड़ता है?
इसका फायदा लेने के लिए, आपको 60 वर्ष की उम्र तक किस्तों में पैसा जमा करना पड़ता है। पेंशन के लिए किस्त कितने पैसों की भरनी है, यह आप अपनी आर्थिक क्षमता के अनुसार खुद ही तय कर सकते हैं। आपकी जमा के हिसाब से, सरकार भी इसमें कुछ पैसा मिलाती है। इसके बाद, 60 साल की उम्र पूरी करने पर, सरकार आपको पेंशन देना शुरू करती है।
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