Google Pay UPI Limit – Google Pay is one of the most popular online payment platforms in India. The platform claims to be one of the most secure UPI payment apps in the country, with tons of options, cashback and more. However, you may run into a strange situation where you are unable to transfer money using the app. Google Pay or GPay applications, even if you have the required funds in your bank account. There are several reasons why a transaction cannot be completed. This article will explain why. Let’s take a look at your Google Pay daily transaction limits and other things to know.
Google Pay UPI or Unified Payments Interface is a mobile payment platform offered by Google that allows customers to make payments using their mobile phones. The interface is available for users in India and other select countries. Users can send and receive money from their bank accounts as well as make payments at various merchants and services. However, there are some limits to the amount of money that can be transferred through Google Pay UPI. For example, users can transfer up to ₹ 10,000 per day. This amount can be increased with a valid debit card or a net banking account. There are also additional charges for sending larger amounts of money through Google Pay UPI.
Google Pay UPI Limit 2023
The Google Pay has grown significantly in popularity and user base over the last few years. The easy-to-use interface, exciting rewards and cashbacks, and a trusted way to make UPI transactions have made G Pay one of the most popular payment apps. Speaking of transactions, Google Pay limits his daily number of transactions and the maximum amount of money he can transfer. This article will explain all transaction limits and also show you how to transfer money when the limit is reached. So without further ado, let’s get started right away. The Google Pay Guide explains how your bank, Google Pay wallet, and UPI application affect the amount you can send and receive with Google Pay on a daily, weekly, and monthly basis.
Google Pay UPI limit is the maximum amount that you can transfer using Google Pay UPI. The limit is applicable only if you are using the service from a bank or wallet app. You cannot transfer more than the limit from one account to another. The limit is different for each bank and user base, so it’s important to check before making any transfers. If your bank limits the amount of money that you can transfer using Google Pay, you may need to adjust your banking habits or find a new bank account.
Google Pay UPI Details 2023
| Name of article | Google Pay UPI Limit |
|---|---|
| Google Pay UPI | Click also |
| Category | Tech |
| Official Site | Check here |
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What is the Maximum Money Transfer or Transaction Amount Limit Per Day on GPay?
The daily money transfer cap on GPay is designed to prevent accidental over-payment or under-payment of bills or expenses and ensure fair and equitable transactions among all users of the platform. If you need more flexibility in managing your finances, it may be worth considering a different payment platform such as PayPal or Venmo. These platforms offer a more advanced functionality and allow for flexible payment options such as transferring funds between individuals and groups using a variety of methods (such as debit cards, credit cards, and bank accounts).
Google Pay or GPay is another platform that supports Unified Payments Interface (UPI). The app uses UPI as the mode to conduct transactions domestically. Also, like any UPI application, there is a maximum amount that can be transferred from one UPI ID to another UPI ID. Here’s what you need to know about Google Pay daily transaction limits:
- You cannot transfer more than Rs 1,00,000 in one day: This simply means that you can send money up to Rs 100,000 using the app.
- You can send money up to 10 times a day: The Google Pay application, like all apps, has a daily transfer limit. This means you can’t send money more than 10 times a day using the app.
- Cannot ask for more than Rs 2,000: If you are using a Google Pay account, you cannot charge more than Rs 2,000 from others.
If you follow any of the steps above, you will reach your daily limit and will not be able to trade using the UPI app. Once completed, you will have to wait until the next day for additional transfers. To avoid this, you can use the app to transfer less than Rs 1,00,000 to others.
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What are the Bank Limits for Sending Money via GPay?
The bank limits for sending money via Global Payments are determined by the type of transaction and the bank or financial institution where it is being sent. There are two types of bank limits: domestic and international. Domestic bank limits apply to transactions between banks in the same country, while international bank limits apply to transactions between banks across different countries.
If your daily transactions are below your UPI limit but you still can’t send money, it may be because your bank has a limit on UPI transactions. Most national banks have announced a limit of UPI transactions that can be made in a day. Check your bank’s list and UPI transaction limits.
| Name of the Bank | Transaction limit | Daily Limit |
| Abhyudaya Co-operative Bank | 25000 | 25000 |
| Adarsh Co-op Bank Ltd | 50000 | 50000 |
| Aditya Birla Idea Payments Bank | 100000 | 100000 |
| Airtel Payments Bank | 1,00,000 | 1,00,000 |
| Allahabad Bank | 25000 | 100000 |
| Allahabad UP Gramin Bank | 20000 | 40000 |
| Andhra Bank | 100000 | 100000 |
| Andhra Pradesh Grameena Vikas Bank | 25000 | 100000 |
| Andhra Pragathi Grameena Bank | 10000 | 20000 |
| Apna Sahakari Bank | 100000 | 100000 |
| Assam Gramin VIkash Bank | 5000 | 25000 |
| Axis Bank | 100000 | 100000 |
| Bandhan Bank | 100000 | 100000 |
| Bank Of Baroda | 25000 | Not set |
| Bank Of India | 10000 | 100000 |
| Bank of Maharashtra | 100000 | 100000 |
| Baroda Gujarat Gramin Bank | 25000 | Not Set |
| Baroda Rajasthan Kshetriya Gramin Bank | 25000 | 25000 |
| Baroda Uttar Pradesh Gramin Bank | 25000 | 25000 |
| Bassein Catholic Coop Bank | 20000 | 40000 |
| Bhilwara Urban Co operative Bank LTD | 25000 | 25000 |
| Bihar Gramin Bank | Mergerd with DBGB | |
| Canara Bank | 10000 | 25000 |
| Catholic Syrian Bank | 100000 | 100000 |
| Central Bank of india | 25000 | 50000 |
| Chaitanya Godavari Grameena Bank | 25000 | 100000 |
| Chhattisgarh Rajya Gramin Bank | 25000 | 100000 |
| Citibank Retail | 100000 | 100000 |
| City Union Bank | 100000 | 100000 |
| COASTAL LOCAL AREA BANK LTD | 50000 | 1,00,000 |
| Corporation Bank | 50000 | 100000 |
| DBS Digi Bank | 100000 | 100000 |
| DCB Bank | 5000 | 5000 |
| Dena Bank | 100000 | 100000 |
| Dena Gujarat Gramin Bank | NA (Merged) | |
| Deutsche Bank AG (Web Collect) | NA | |
| Dhanlaxmi Bank Ltd | 100000 | 100000 |
| Dombivali Nagrik Sahakari Bank | 100000 | 100000 |
| Equitas Small Finance Bank | 25000 | 100000 |
| ESAF Small Finance Bank | 100000 | 100000 |
| Federal Bank | 100000 | 100000 |
| FINO Payments Bank | 100000 | 100000 |
| G P Parsik Bank | 100000 | 100000 |
| HDFC | 100000 (RS 5000 for new customer) |
100000 |
| Himachal Pradesh Gramin Bank | 50,000 | 50,000 |
| HSBC | 100000 | 100000 |
| Hutatma Sahakari Bank Ltd | 100000 | No limit |
| ICICI Bank | 10000 (25000 for Google Pay users) |
10000 (25000 for Google Pay users) |
| IDBI Bank | 25000 | 50000 |
| IDFC | 100000 | 100000 |
| India Post Payment Bank | 25000 | 50000 |
| Indian Bank | 100000 | 100000 |
| Indian Overseas Bank | 10000 | 20000 |
| IndusInd Bank | 100000 | 100000 |
| J&K Grameen Bank | 20,000 | 20,000 |
| Jalgaona Janata Sahkari Bank | 100000 | 100000 |
| Jammu & Kashmir Bank | 20000 | 20000 |
| Jana Small Finance Bank | 10000 | 40000 |
| Janta Sahakari Bank Pune | 100000 | 100000 |
| Jio Payments Bank | 100000 | 100000 |
| Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. | 25000 | 200000 |
| Karnataka Bank | 100000 | 200000 |
| Karnataka vikas Gramin Bank | 25000 | 25000 |
| Karur Vysaya Bank | 100000 | 100000 |
| Kashi Gomti Samyut Gramin Bank | 100000 | 100000 |
| Kaveri Grameena Bank | 25000 | 25000 |
| Kerala Gramin Bank | 20000 | 20000 |
| Kotak Mahindra Bank | 100000 | 100000 |
| Langpi Dehangi Rural Bank | 10000 | 100000 |
| Madhya Bihar Gramin Bank | 25000 | 100000 |
| Maharashtra Grameen Bank | 25000 | 100000 |
| Maharashtra state co opp Bank | 5000 | 50000 |
| Malwa Gramin Bank (Bank merged with Punjab Gramin Bank) | 10000 | 25000 |
| Manipur Rural Bank | 10000 | 10000 |
| Maratha co opp Bank | 100000 | 100000 |
| Meghalaya Rural Bank | 100000 | 100000 |
| Mizoram Rural Bank | 25000 | 100000 |
| NKGSB CO-Op. Bank Ltd. | 20000 | 40000 |
| Oriental Bank of Commerce | 100000 | 100000 |
| Paschim Banga Gramin Bank | 5000 | 25000 |
| Paytm Payments Bank | 100000 | 100000 |
| Pragathi Krishna Gramin Bank | 20000 | 20000 |
| Prathama Bank | 10000 | 50000 |
| Punjab and Maharastra Co. bank | 100000 | 100000 |
| Punjab and Sind Bank | 10000 | 10000 |
| Punjab Gramin Bank | 10000 | 25000 |
| Punjab National Bank | 25000 | 50000 |
| Purvanchal Bank | 25000 | 100000 |
| Rajasthan Marudhara Gramin Bank | 25000 | 25000 |
| Rajkot Nagari Sahakari Bank Ltd | 100000 | 100000 |
| Samruddhi Co-op bank ltd | 100000 | 100000 |
| Sarva Haryana Gramin Bank | 50,000 | 1,00,000 |
| Sarva UP Gramin Bank | 50000 | 100000 |
| Saurashtra Gramin Bank | 20000 | 100000 |
| Shree Kadi Nagarik Sahakari Bank Ltd. | 100000 | 100000 |
| South Indian Bank | 100000 | 100000 |
| Standard Chartered | 100000 | 100000 |
| State Bank Of India | 100000 | 100000 |
| Suco Souharda Sahakari bank | 100000 | 100000 |
| Suryoday Small Finance Bank Ltd | 100000 | 100000 |
| Suvarnayug Sahakari Bank ltd | 100000 | 100000 |
| Syndicate Bank | 10000 | 100000 |
| Tamilnadu Mercantile Bank | 20000 | 100000 |
| Telangana Gramin Bank | 25000 | 100000 |
| Telangana State Co Operative Apex Bank | 10000 | 1,00,000 |
| Thane Bharat Sahakari Bank | 100000 | 100000 |
| The Cosmos Co-Operative Bank LTD | 10000 | 50000 |
| The A.P. Mahesh Co-Operative Urban Bank | 25000 | 25000 |
| The Ahmedabad District Co-operative Bank Ltd | 10000 | 25000 |
| The Ahmedabad Mercantile Co-op Bank Ltd | 100000 | 100000 |
| The Andhra Pradesh state cooperative | 10000 | 100000 |
| The Baroda Central Co-operative bank ltd. | 15000 | 100000 |
| The Gujarat State Co-operative Bank Limited | 50000 | 100000 |
| The Hasti Co-operative Bank Ltd | 100000 | 100000 |
| The Kalyan Janta Sahkari Bank | 100000 | 100000 |
| The Lakshmi Vilas Bank Limited | 100000 | 100000 |
| The Mahanagar Co-Op. Bank Ltd | 25000 | 50000 |
| The Malad Sahakari Bank Ltd. | 10000 | 50000 |
| The Mehsana Urban Co-Operative Bank | 100000 | 100000 |
| The Municipal Co-op Bank Ltd. | 5000 | 50000 |
| The Muslim Co-Operative Bank Ltd | 100000 | 100000 |
| The Nainital Bank Ltd | 20000 | 40000 |
| The Ratnakar Bank Limited | 25000 | 25000 |
| The Saraswat Co-Operative Bank | 100000 | 100000 |
| The Surat Peoples Co Op. Bank Ltd | 25000 | 100000 |
| The Sutex Co op Bank | 100000 | 100000 |
| The SVC Co-Operative Bank Ltd | 10000 | 20000 |
| The Thane Janta Sahakari Bank Ltd(TJSB) | 100000 | 100000 |
| The Udaipur Mahila Samridhi Urban Co-op Bank Ltd | 100000 | 100000 |
| The Udaipur Mahila Urban Co-op Bank Ltd | 100000 | 100000 |
| The Urban Cooperative Bank Ltd Dharangaon | 20000 | 25000 |
| The Varachha Co-op Bank Ltd. | 20000 | 40000 |
| The Vijay Cooperative Bank Ltd | 20000 | 200000 |
| The Vishweshwar Sahakari Bank Ltd | 100000 | 100000 |
| Tripura Gramin Bank | 10000 | 10000 |
| UCO Bank | 100000 | 100000 |
| Ujjivan Small Finance Bank Limited | 50000 | 100000 |
| Union Bank of India | 100000 | 200000 |
| United Bank of India | 25000 | 60000 |
| Uttarakhand Gramin Bank | 25000 | 100000 |
| Vananchal Gramin Bank | 20000 | 20000 |
| Vasai Vikas Co-op Bank Ltd | 100000 | 100000 |
| Vijaya Bank | 25000 | 50000 |
| YES Bank | 100000 | 100000 |
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Google Pay Transfer Limit: How to increase it?
Google Pay Transfer Limit is the amount of money that you can send or receive through Google Pay. This limit depends on your bank, card type, and payment method. You can check your Google Pay Transfer Limit by signing into your Google account, selecting ‘Payments & transfers,’ and clicking ‘Transfers.’
If you want to increase your Google Pay Transfer Limit, first review your spending habits and determine if there are any recurring costs or expenses that you could cut back on. If so, consider using a different payment method instead of Google Pay to reduce your overall spending limit. You may also want to consider using a payment method with a higher transfer limit. The higher the transfer limit, the more money you can send or receive without incurring additional fees.
Many businesses struggle to accept multiple payments per day due to GPay’s daily cap. Merchants must receive large payments. Google Pay merchant’s transactions are not limited by his daily transaction limit per day, so there is no limit to the number of transactions per day.
Two methods will help to increase your GPay limit per day directly through Google.
- You can extend your GPay daily limit by contacting your Google Pay representative. They will initiate the necessary steps and notify you. The second step is to reply to the warning email when you reach your GPay daily limit.
- This is only if you choose to receive payment-related emails. You can request a GPay daily limit increase by replying to this warning email. Once Google approves your request, your GPay daily limit will be increased.
What are the Steps to go beyond the Google Pay transaction limit?
Merchants need to receive and send payments several times a day, and Google Pay’s maximum transaction limit can be an obstacle. Google Pay does not have transaction limits for peer-to-peer transactions. Customers who wish to make multiple payments to a merchant may do so. Also, customers can make as many trades as they like. Paying with UPI has become a preferred payment method for businesses due to its growing popularity. Payment gateways like Easebuzz make it easy to accept and pay UPI payments.
UPI transactions in India increased by 7.7% from 678 million to 730 million, reaching a total of Rs 12.111 billion in October 2022. UPI platforms such as Gpay and Phonepe currently dominate the market with around 80% share. Businesses benefit from the ease of using UPI as a payment method. Reduce cart abandonment rates and increase customer satisfaction. Explore how UPI can help your business by accepting and paying payments.
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Businesses experience higher profits
Understanding your payment gateway costs is critical to increasing your profits. Merchant Discount Rate (MDR) is a fee you pay to a payment gateway for each transaction with a customer. Interestingly, his UPI transactions via apps like Google Pay, Phonepe and Paytm offer 0% merchant discount. As a result, he MDR is not deducted from the settlement, so the company can get a higher profit. There may also be a one-time setup fee or annual maintenance fee added to your MDR, depending on the payment gateway you use. However, Ease buzz does not charge traders any setup or maintenance fees.
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Quick Reconciliation
When using UPI apps such as Google Pay. It’s easy to interact with Paytm and PhonePe, but not so easy to adjust. You will need to compare the costs and benefits of each payment company and negotiate a payment. Easebuzz allows you to coordinate payments by viewing a comprehensive dashboard with information on the date, time, amount, merchant discount and net settlement amount of each transaction.
Additionally, you can filter your Google Pay, Paytm, and Phonepe transactions by payment amount or time period to create custom reports. As a final feature, the payment gateway dashboard also offers payment analytics. Payment analytics help you understand your transactions and accurately predict cash flows.
Conclusion
The Google Pay UPI limit is a very important topic to understand, as it could impact your financial well-being. Google Pay UPI is a payment platform offered by Google that lets you send money directly from your bank account to another person’s bank account or wallet through mobile banking apps like HDFC, ICICI, and SBI. The limit on Google Pay UPI depends on the bank account being used to make payments.
Some banks allow up to Rs 1 lakh per day to be transferred using Google Pay UPI, while others allow up to Rs 10,000 per day. It also depends on the type of bank account being used for making payments. For example, if you use a savings account for transferring funds, the limit may be higher than if you use a current account for the same purpose. Additionally, there may be restrictions on how much can be transferred from one bank account to another based on your individual bank’s terms and conditions.
Google Pay UPI Limit FAQ’S
Why Google Pay limit is 5,000?
If your identity isn't verified, there is also a lifetime total limit of $5,000 USD that can be sent with Google Pay. If you reach this limit you'll need to verify your identity to send any additional funds.
Can I transfer 50000 through UPI?
According to NPCI guidelines, a person can make a maximum payment of up to Rs 1 Lakh per day through UPI. The limit varies from bank to bank as small banks such as Canara Bank only allow Rs 25,000 while big banks like SBI have set daily UPI transaction limit to Rs 1,00,000.
What is GPay limit per day?
You may reach a daily limit if: You try to send more than ₹1,00,000 in one day across all UPI apps. try to send money more than 10 times in one day across all UPI apps. You request more than ₹2,000 from someone.
What is the full form of UPI?
The full form of UPI is the Unified Payments Interface.
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