Google Pay UPI Limit 2023 What is the Maximum Money Transfer or Transaction Amount Limit Per Day on GPay

Google Pay UPI Limit – Google Pay is one of the most popular online payment platforms in India. The platform claims to be one of the most secure UPI payment apps in the country, with tons of options, cashback and more. However, you may run into a strange situation where you are unable to transfer money using the app. Google Pay or GPay applications, even if you have the required funds in your bank account. There are several reasons why a transaction cannot be completed. This article will explain why. Let’s take a look at your Google Pay daily transaction limits and other things to know.

Google Pay UPI or Unified Payments Interface is a mobile payment platform offered by Google that allows customers to make payments using their mobile phones. The interface is available for users in India and other select countries. Users can send and receive money from their bank accounts as well as make payments at various merchants and services. However, there are some limits to the amount of money that can be transferred through Google Pay UPI. For example, users can transfer up to ₹ 10,000 per day. This amount can be increased with a valid debit card or a net banking account. There are also additional charges for sending larger amounts of money through Google Pay UPI. 

Google Pay UPI Limit 2023

The Google Pay has grown significantly in popularity and user base over the last few years. The easy-to-use interface, exciting rewards and cashbacks, and a trusted way to make UPI transactions have made G Pay one of the most popular payment apps. Speaking of transactions, Google Pay limits his daily number of transactions and the maximum amount of money he can transfer. This article will explain all transaction limits and also show you how to transfer money when the limit is reached. So without further ado, let’s get started right away. The Google Pay Guide explains how your bank, Google Pay wallet, and UPI application affect the amount you can send and receive with Google Pay on a daily, weekly, and monthly basis.

Google Pay UPI limit is the maximum amount that you can transfer using Google Pay UPI. The limit is applicable only if you are using the service from a bank or wallet app. You cannot transfer more than the limit from one account to another. The limit is different for each bank and user base, so it’s important to check before making any transfers. If your bank limits the amount of money that you can transfer using Google Pay, you may need to adjust your banking habits or find a new bank account.

Google Pay UPI Limit

Google Pay UPI Details 2023

Name of article Google Pay UPI Limit
Google Pay UPI Click also
Category Tech
Official Site Check here

Also read – How to Find VPA in Google Pay

What is the Maximum Money Transfer or Transaction Amount Limit Per Day on GPay?

The daily money transfer cap on GPay is designed to prevent accidental over-payment or under-payment of bills or expenses and ensure fair and equitable transactions among all users of the platform. If you need more flexibility in managing your finances, it may be worth considering a different payment platform such as PayPal or Venmo. These platforms offer a more advanced functionality and allow for flexible payment options such as transferring funds between individuals and groups using a variety of methods (such as debit cards, credit cards, and bank accounts).

Google Pay or GPay is another platform that supports Unified Payments Interface (UPI). The app uses UPI as the mode to conduct transactions domestically. Also, like any UPI application, there is a maximum amount that can be transferred from one UPI ID to another UPI ID. Here’s what you need to know about Google Pay daily transaction limits:

  • You cannot transfer more than Rs 1,00,000 in one day: This simply means that you can send money up to Rs 100,000 using the app.
  • You can send money up to 10 times a day: The Google Pay application, like all apps, has a daily transfer limit. This means you can’t send money more than 10 times a day using the app.
  • Cannot ask for more than Rs 2,000: If you are using a Google Pay account, you cannot charge more than Rs 2,000 from others.

If you follow any of the steps above, you will reach your daily limit and will not be able to trade using the UPI app. Once completed, you will have to wait until the next day for additional transfers. To avoid this, you can use the app to transfer less than Rs 1,00,000 to others.

Read also – Garena Free Fire MAX Redeem Codes for Today

What are the Bank Limits for Sending Money via GPay?

The bank limits for sending money via Global Payments are determined by the type of transaction and the bank or financial institution where it is being sent. There are two types of bank limits: domestic and international. Domestic bank limits apply to transactions between banks in the same country, while international bank limits apply to transactions between banks across different countries.

If your daily transactions are below your UPI limit but you still can’t send money, it may be because your bank has a limit on UPI transactions. Most national banks have announced a limit of UPI transactions that can be made in a day. Check your bank’s list and UPI transaction limits.

Name of the Bank Transaction limit Daily Limit
Abhyudaya Co-operative Bank 25000 25000
Adarsh Co-op Bank Ltd 50000 50000
Aditya Birla Idea Payments Bank 100000 100000
Airtel Payments Bank 1,00,000 1,00,000
Allahabad Bank 25000 100000
Allahabad UP Gramin Bank 20000 40000
Andhra Bank 100000 100000
Andhra Pradesh Grameena Vikas Bank 25000 100000
Andhra Pragathi Grameena Bank 10000 20000
Apna Sahakari Bank 100000 100000
Assam Gramin VIkash Bank 5000 25000
Axis Bank 100000 100000
Bandhan Bank 100000 100000
Bank Of Baroda 25000 Not set
Bank Of India 10000 100000
Bank of Maharashtra 100000 100000
Baroda Gujarat Gramin Bank 25000 Not Set
Baroda Rajasthan Kshetriya Gramin Bank 25000 25000
Baroda Uttar Pradesh Gramin Bank 25000 25000
Bassein Catholic Coop Bank 20000 40000
Bhilwara Urban Co operative Bank LTD 25000 25000
Bihar Gramin Bank Mergerd with DBGB
Canara Bank 10000 25000
Catholic Syrian Bank 100000 100000
Central Bank of india 25000 50000
Chaitanya Godavari Grameena Bank 25000 100000
Chhattisgarh Rajya Gramin Bank 25000 100000
Citibank Retail 100000 100000
City Union Bank 100000 100000
Corporation Bank 50000 100000
DBS Digi Bank 100000 100000
DCB Bank 5000 5000
Dena Bank 100000 100000
Dena Gujarat Gramin Bank NA (Merged)
Deutsche Bank AG (Web Collect) NA
Dhanlaxmi Bank Ltd 100000 100000
Dombivali Nagrik Sahakari Bank 100000 100000
Equitas Small Finance Bank 25000 100000
ESAF Small Finance Bank 100000 100000
Federal Bank 100000 100000
FINO Payments Bank 100000 100000
G P Parsik Bank 100000 100000
HDFC 100000
(RS 5000 for new customer)
Himachal Pradesh Gramin Bank 50,000 50,000
HSBC 100000 100000
Hutatma Sahakari Bank Ltd 100000 No limit
ICICI Bank 10000
(25000 for Google Pay users)
(25000 for Google Pay users)
IDBI Bank 25000 50000
IDFC 100000 100000
India Post Payment Bank 25000 50000
Indian Bank 100000 100000
Indian Overseas Bank 10000 20000
IndusInd Bank 100000 100000
J&K Grameen Bank 20,000 20,000
Jalgaona Janata Sahkari Bank 100000 100000
Jammu & Kashmir Bank 20000 20000
Jana Small Finance Bank 10000 40000
Janta Sahakari Bank Pune 100000 100000
Jio Payments Bank 100000 100000
Kallappanna Awade Ichalkaranji Janata Sahakari Bank Ltd. 25000 200000
Karnataka Bank 100000 200000
Karnataka vikas Gramin Bank 25000 25000
Karur Vysaya Bank 100000 100000
Kashi Gomti Samyut Gramin Bank 100000 100000
Kaveri Grameena Bank 25000 25000
Kerala Gramin Bank 20000 20000
Kotak Mahindra Bank 100000 100000
Langpi Dehangi Rural Bank 10000 100000
Madhya Bihar Gramin Bank 25000 100000
Maharashtra Grameen Bank 25000 100000
Maharashtra state co opp Bank 5000 50000
Malwa Gramin Bank (Bank merged with Punjab Gramin Bank) 10000 25000
Manipur Rural Bank 10000 10000
Maratha co opp Bank 100000 100000
Meghalaya Rural Bank 100000 100000
Mizoram Rural Bank 25000 100000
NKGSB CO-Op. Bank Ltd. 20000 40000
Oriental Bank of Commerce 100000 100000
Paschim Banga Gramin Bank 5000 25000
Paytm Payments Bank 100000 100000
Pragathi Krishna Gramin Bank 20000 20000
Prathama Bank 10000 50000
Punjab and Maharastra Co. bank 100000 100000
Punjab and Sind Bank 10000 10000
Punjab Gramin Bank 10000 25000
Punjab National Bank 25000 50000
Purvanchal Bank 25000 100000
Rajasthan Marudhara Gramin Bank 25000 25000
Rajkot Nagari Sahakari Bank Ltd 100000 100000
Samruddhi Co-op bank ltd 100000 100000
Sarva Haryana Gramin Bank 50,000 1,00,000
Sarva UP Gramin Bank 50000 100000
Saurashtra Gramin Bank 20000 100000
Shree Kadi Nagarik Sahakari Bank Ltd. 100000 100000
South Indian Bank 100000 100000
Standard Chartered 100000 100000
State Bank Of India 100000 100000
Suco Souharda Sahakari bank 100000 100000
Suryoday Small Finance Bank Ltd 100000 100000
Suvarnayug Sahakari Bank ltd 100000 100000
Syndicate Bank 10000 100000
Tamilnadu Mercantile Bank 20000 100000
Telangana Gramin Bank 25000 100000
Telangana State Co Operative Apex Bank 10000 1,00,000
Thane Bharat Sahakari Bank 100000 100000
The Cosmos Co-Operative Bank LTD 10000 50000
The A.P. Mahesh Co-Operative Urban Bank 25000 25000
The Ahmedabad District Co-operative Bank Ltd 10000 25000
The Ahmedabad Mercantile Co-op Bank Ltd 100000 100000
The Andhra Pradesh state cooperative 10000 100000
The Baroda Central Co-operative bank ltd. 15000 100000
The Gujarat State Co-operative Bank Limited 50000 100000
The Hasti Co-operative Bank Ltd 100000 100000
The Kalyan Janta Sahkari Bank 100000 100000
The Lakshmi Vilas Bank Limited 100000 100000
The Mahanagar Co-Op. Bank Ltd 25000 50000
The Malad Sahakari Bank Ltd. 10000 50000
The Mehsana Urban Co-Operative Bank 100000 100000
The Municipal Co-op Bank Ltd. 5000 50000
The Muslim Co-Operative Bank Ltd 100000 100000
The Nainital Bank Ltd 20000 40000
The Ratnakar Bank Limited 25000 25000
The Saraswat Co-Operative Bank 100000 100000
The Surat Peoples Co Op. Bank Ltd 25000 100000
The Sutex Co op Bank 100000 100000
The SVC Co-Operative Bank Ltd 10000 20000
The Thane Janta Sahakari Bank Ltd(TJSB) 100000 100000
The Udaipur Mahila Samridhi Urban Co-op Bank Ltd 100000 100000
The Udaipur Mahila Urban Co-op Bank Ltd 100000 100000
The Urban Cooperative Bank Ltd Dharangaon 20000 25000
The Varachha Co-op Bank Ltd. 20000 40000
The Vijay Cooperative Bank Ltd 20000 200000
The Vishweshwar Sahakari Bank Ltd 100000 100000
Tripura Gramin Bank 10000 10000
UCO Bank 100000 100000
Ujjivan Small Finance Bank Limited 50000 100000
Union Bank of India 100000 200000
United Bank of India 25000 60000
Uttarakhand Gramin Bank 25000 100000
Vananchal Gramin Bank 20000 20000
Vasai Vikas Co-op Bank Ltd 100000 100000
Vijaya Bank 25000 50000
YES Bank 100000 100000

Also read – OPPO F17 Pro Price In India

Google Pay Transfer Limit: How to increase it?

Google Pay Transfer Limit is the amount of money that you can send or receive through Google Pay. This limit depends on your bank, card type, and payment method. You can check your Google Pay Transfer Limit by signing into your Google account, selecting ‘Payments & transfers,’ and clicking ‘Transfers.’

If you want to increase your Google Pay Transfer Limit, first review your spending habits and determine if there are any recurring costs or expenses that you could cut back on. If so, consider using a different payment method instead of Google Pay to reduce your overall spending limit. You may also want to consider using a payment method with a higher transfer limit. The higher the transfer limit, the more money you can send or receive without incurring additional fees.

Many businesses struggle to accept multiple payments per day due to GPay’s daily cap. Merchants must receive large payments. Google Pay merchant’s transactions are not limited by his daily transaction limit per day, so there is no limit to the number of transactions per day.

Two methods will help to increase your GPay limit per day directly through Google.

  1. You can extend your GPay daily limit by contacting your Google Pay representative. They will initiate the necessary steps and notify you. The second step is to reply to the warning email when you reach your GPay daily limit.
  2. This is only if you choose to receive payment-related emails. You can request a GPay daily limit increase by replying to this warning email. Once Google approves your request, your GPay daily limit will be increased.

What are the Steps to go beyond the Google Pay transaction limit?

Merchants need to receive and send payments several times a day, and Google Pay’s maximum transaction limit can be an obstacle. Google Pay does not have transaction limits for peer-to-peer transactions. Customers who wish to make multiple payments to a merchant may do so. Also, customers can make as many trades as they like. Paying with UPI has become a preferred payment method for businesses due to its growing popularity. Payment gateways like Easebuzz make it easy to accept and pay UPI payments.

UPI transactions in India increased by 7.7% from 678 million to 730 million, reaching a total of Rs 12.111 billion in October 2022. UPI platforms such as Gpay and Phonepe currently dominate the market with around 80% share. Businesses benefit from the ease of using UPI as a payment method. Reduce cart abandonment rates and increase customer satisfaction. Explore how UPI can help your business by accepting and paying payments.

Read here – New Rummy App Download 51 Bonus

Businesses experience higher profits

Understanding your payment gateway costs is critical to increasing your profits. Merchant Discount Rate (MDR) is a fee you pay to a payment gateway for each transaction with a customer. Interestingly, his UPI transactions via apps like Google Pay, Phonepe and Paytm offer 0% merchant discount. As a result, he MDR is not deducted from the settlement, so the company can get a higher profit. There may also be a one-time setup fee or annual maintenance fee added to your MDR, depending on the payment gateway you use. However, Ease buzz does not charge traders any setup or maintenance fees.

Also Check- How to Lock Facebook Profile

Quick Reconciliation

When using UPI apps such as Google Pay. It’s easy to interact with Paytm and PhonePe, but not so easy to adjust. You will need to compare the costs and benefits of each payment company and negotiate a payment. Easebuzz allows you to coordinate payments by viewing a comprehensive dashboard with information on the date, time, amount, merchant discount and net settlement amount of each transaction.

Additionally, you can filter your Google Pay, Paytm, and Phonepe transactions by payment amount or time period to create custom reports. As a final feature, the payment gateway dashboard also offers payment analytics. Payment analytics help you understand your transactions and accurately predict cash flows.


The Google Pay UPI limit is a very important topic to understand, as it could impact your financial well-being. Google Pay UPI is a payment platform offered by Google that lets you send money directly from your bank account to another person’s bank account or wallet through mobile banking apps like HDFC, ICICI, and SBI. The limit on Google Pay UPI depends on the bank account being used to make payments.

Some banks allow up to Rs 1 lakh per day to be transferred using Google Pay UPI, while others allow up to Rs 10,000 per day. It also depends on the type of bank account being used for making payments. For example, if you use a savings account for transferring funds, the limit may be higher than if you use a current account for the same purpose. Additionally, there may be restrictions on how much can be transferred from one bank account to another based on your individual bank’s terms and conditions.

Google Pay UPI Limit FAQ’S

Why Google Pay limit is 5,000?

If your identity isn't verified, there is also a lifetime total limit of $5,000 USD that can be sent with Google Pay. If you reach this limit you'll need to verify your identity to send any additional funds.

Can I transfer 50000 through UPI?

According to NPCI guidelines, a person can make a maximum payment of up to Rs 1 Lakh per day through UPI. The limit varies from bank to bank as small banks such as Canara Bank only allow Rs 25,000 while big banks like SBI have set daily UPI transaction limit to Rs 1,00,000.

What is GPay limit per day?

You may reach a daily limit if: You try to send more than ₹1,00,000 in one day across all UPI apps. try to send money more than 10 times in one day across all UPI apps. You request more than ₹2,000 from someone.

What is the full form of UPI?

The full form of UPI is the Unified Payments Interface.

Related Posts

JIO Esim 2023 How to Activate JIO Esim in Iphone

OnePlus 9 Pro Price in India

Xiaomi Redmi Note 11 Price In India

Leave a Comment

%d bloggers like this: